Disclaimer

The author of this web site makes this material available on the understanding that users exercise their own skill and care with respect to its use.

The author gives no warranty and makes no representation whether expressed or implied, that the information contained in this site is error free.

The material contained in this site is made available on the understanding that the author is not thereby engaged in rendering professional advice for a particular purpose. Before relying on the material in any important matter, users should carefully evaluate the accuracy, completeness and relevance of the information for their purposes and should obtain appropriate professional advice relevant to their particular circumstances.

The material at this site may include views or recommendations of third parties which do not necessarily reflect the views of the author or indicate its commitment to a particular course of action.

By accessing information at or through this site, each user waives and releases the author to the full extent permitted by law from any and all claims relating to the usage of and/or reliance on the material made available through this web site. In no event shall the author be liable for any injury, loss or damage resulting from use of or reliance upon the material.